The reason your PF withdrawal and transfer claims will be rejected is because the present employer did not make any payments to your PF account. If you have recently opened a new PF account (or) if your current employer intentionally did not make any payments to your PF account.
Depending on why the claim was rejected, this problem has two solutions.
Solution 1: If Your PF Account is Fresh
A PF withdrawal (or) transfer can only be requested if you have recently changed jobs and got a new PF account. Companies are required to pay PF contributions for salaries paid in the previous month by the 15th of the month.
Once you have received your first employee and employer contributions into your current PF account, the account will become active. You can then transfer your previous company’s PF to your current account without any difficulty.
You can download your PF passbook once the PF amount has been credited to your PF account. However, you will receive an error message indicating that the passbook is unavailable.
You must wait at least six months after leaving your job before withdrawing your PF. As a temporary measure, you can withdraw your PF advance if necessary.
You can check whether the PF contributions are credited by your employer or not by downloading your EPF passbook on the PF passbook portal.
Solution 2: If Employer Didn’t Pay PF Contributions
In both PF withdrawals and transfer claims, if your employer intentionally does not pay PF contributions or has financial problems, you will also get the above error.
You need to get confirmation from your employer, and if you’re not satisfied with their response, contact your EPF branch office (or) labour department.
The PF must be credited to your PF account within 15 days after the end of every month you work. Employers must credit April 2022 PF contributions to their PF accounts on or before May 15, 2023.
You cannot download your PF passbook if your employer does not pay PF contributions. It shows “Passbook Unavailable”. When you apply for PF transfer or withdrawal, your claim is rejected due to “employer not paying”.
Consequently, to avoid this problem, you should check your PF passbooks regularly. If your employer fails to pay PF contributions in a particular month, ask why, especially before applying for PF withdrawals or transfers.
EPFO rejects PF claims because the current employer hasn’t made any payments. They don’t want to lose your hard-earned money.
FAQs
Who is the present employer?
Present employer means your current working company. If you haven’t joined any new job then your last working company will be considered as a present employer.
What if my employer willfully doesn’t pay the PF contributions?
EPF will take action against them based on complaints from members or during their inspections, leading to penalties.s.